As has already been published on Islamic Banking Outlook 2010, then the policy will be applied toward the banking authority will basically cover five areas, namely optimizing the implementation of Value Added Tax Act, improving the quality of supervision and human resources of Islamic banking, improving quality monitoring systems, strengthening of capital, and increase efficiency through financial deepening.

Related to the determination of the Law No. 42 year 2009 regarding Value Added Tax (VAT) after years ago issued Islamic Banking Act, a milestoneyang function as new fuel for the growth of a national Islamic banking in 2010. The main obstacle has been considered to inhibit the growth of Islamic banking industry, which is a double tax for the dominant product (sale) of Islamic banking, has been resolved.

VAT Act will certainly provide a more conducive business environment for the entry of new players in this industry and the level of competitiveness of the industry better. Therefore, in order to anticipate relevant provisions of view to adjust the opening of a new Islamic bank will be carried out optimally.

However, there were incriminating questions is how the VAT payable prior to April 1, 2010. Policy of the government tax authority, we expect more to economic analysis than the analysis finansial.Dengan of economic analysis on tax policy that is more conducive for Islamic financial industry, will open Islamic bank investment opportunities that will encourage the flow of funds financing the larger and of course in addition to mouse wheel faster real sector will also produce a lot of new tax payer-payer.

Improving the quality of supervision and human resources associated with the projected increase in industry volumes and the number of Islamic bank would require the availability of adequate human resources with a qualified quality, both on the side of the actors / practitioners and supervisors.

In addition to improving the quality of relevant watchdog understanding of banking operations and the business sector, is also necessary to increase the number of supervisors in order to anticipate the growing number of Islamic bank is a good number of banks and office networks.

Challenges in terms of operational kehatihatian (Prudence operational) will be answered through two main lines, namely: improving the quality of regulatory and supervisory infrastructure. Continuous quality improvement arrangements will always be adjusted with the latest developments both derived from the IFSB, BIS and other international commitments such as commitments countries that joined the G-20 forum.

In the capital aspect of the projected volume of Islamic banking industry in the year 2010, including deposits, to be followed by an increase in the capital of Islamic banking still has a financial buffer that high. Efforts to strengthen the capital this can be done internally through devident policy and the addition of new capital by the owners or investors baru.Oleh Therefore, Bank Indonesia would be more actively facilitate the growth of capital through both approaches.

Further associated with financial deepening and efficiency and to ensure the competitiveness and performance of Islamic banking industry, among others, carried out through the efforts of financial deepening by enriching the variety of products and services offered, keeping in conformity with the principles put forward aspects of sharia. In addition to increasing the diversity of banking products, improved efficiency can also be done through cross sector financing activities with other Islamic financial subsystems such as collaboration with the Zakat system.

Prospect of Islamic Banking in 2010

Referring to the analysis of the conditions of macroeconomic fundamentals in the world economic situation is likely to recover and the internal dynamics that occur in the Islamic banking industry, Islamic banking industry is estimated in the year 2010 will experience better growth than the previous year's growth.

Meanwhile, considering that the development of Islamic banking industry until the end of the year 2009 is expected to be in the range between the pessimistic scenario and the scenario of moderate and based on considerations of macroeconomic dynamics and the current Islamic banking industry, then the projection for 2010 remains in line with that already in the program diformulakan Grand Srategy Sharia Banking Market Development,

EVERY person basically wants to be heard. At one point, there is a seller was meeting with prospective buyers.

When potential buyers are starting to tell about success and happiness of his family, first of all the sellers are still listening.
However, after the prospective buyers are starting to tell more things, the attention of the salesman started to decrease, not even paying attention again to the prospective buyer. The soldiers felt disappointed prospective buyers, do not feel heard by both the seller and eventually leave, so it does not happen in a transaction.

Have you ever heard or even experienced it myself. When you're told something with gusto, but the person you are talking not so listen to even ignore you. How are you feeling? Indeed, sometimes we do not want to listen to a story that stated by someone, let alone in extenso.

However, if the person is a candidate for our clients, we must be ready to be a good listener. Obviously, being a good listener many positive values, and not just only for prospective clients, but also to all the people we are expected to apply the same. In the context of this paper, if the person is a potential candidate for our clients, without the ability to listen well, then the prospective client to be able to escape. And unfortunately, it could be the potential clients will look for someone else, or even our competitors are judged more willing to listen.

Once you know, that Joe Girard has ever abandoned by the prospective client, for lack of listening to stories of the prospective client. As we all know, Joe Girard is the greatest salesman ever entered the Guinness Book of Records for exceptional sales achievement. It turned out that throughout his career, he never abandoned by the prospective client, because less can be a good listener.

However, once realized something was not right, he immediately apologized and promised to always be a good listener. As a result, although the prospective client before leaving, but because Joe immediately take concrete improvements that become a seller and a good listener, in the end the prospective client can be a loyal buyer.

Girard Jor learn from experience, I always try to be good listeners for prospective clients. And it turns out to be good listeners, we will increasingly know what really became the main demand from prospective clients. Thus it will be easier for us in providing an offer, and will certainly make it easier to make the sale. Apparently it is true, among them well through listening to what is told by the prospective client, I can give something they really want. In fact, it can give more than they want.

So that ultimately they are happy to be a client of mine and even provides references to many business associates or other acquaintances told to consult or do business with me. Once again, basically someone wants to be heard and paid attention, then keep trying to always give attention and listen with sincerity. Being a good listener is certainly not easy, the need for continuous training and practice.

By increasing the ability to listen well and also practiced by your salespeople, then it will help in increasing sales in your business, both in the short term or long term

This one simple aja ....
Create temen-temen all who may have experienced or even death Mouse often disrupted by sudden, now have headaches ga,

Just use the existing keyboard as an emergency replacement for the mouse pointer mouse gerakin
how:

1. Sign in Accessibility Options control panel
2. Go to the tab Mouse
3. Check the Use Mouse Keys
4. Go to Settings
5. Turn on all the existing check
6. Pointer speed: = high top speed, acceleration = Fast
7. Pls MouseKeys Use NumLock is ... (On)

Then click the Apply button ..... wrong ...!!

now every NumLock Is On, we can gerakin mouse pointer with the number buttons on the right side of the keyboard (Num Pad).

This made the direction-Nyo:

2 = Bottom
8 = Top
4 = Left
6 = Right
1 = oblique Bottom Left
3 = oblique KananBawah
7 = oblique Kiri Top
9 = Top Right oblique
5 = OK (enter)



Hint: CTRL Tekian make nambahin pointer speed, press Shift to make kurangin pointer speed.

Okay?
Let's share!